Everyone wants a good old-age pension, which is why there are endless options out there to choose from. We can help you make the most of the available options and to arrange a good pension for both your employees and yourself.
Group pension for employees
If your employees so request, it is your responsibility to offer them a pension. You can do so by making them all individual offers or by offering them a group pension plan.
Your pension as a director/major shareholder
Planning your pension starts by determining your objective, i.e. the beacon towards which to set course. Would you like the same amount of income later, or would you prefer to have more income because you will have more time to spend it? Or will you settle for less to have more income now?
Arranging your pension
Director/major shareholders are responsible for arranging their own pensions. You can plot various courses to achieve your objective. You can navigate a specific course so that you know exactly what will await you in the future, or you can take risks that may result in you achieving more with the same amount of money. We can assist you with questions concerning:
- Self-administered pension plans
- External insurances
- Tax-efficient blocked bank savings accounts
- Annuity facilities
Pension advice at Van Oers
What is your vision for the future and what is the best possible way in which to realise it? Our pension specialist will walk you through a number of steps:
- Make an assessment: What arrangements have you made for your pension?
- Determine the objective: How much income do you ultimately wish to have after you have retired?
- Conduct an analysis: How much income will you have as matters currently stand? Must we bridge a gap? What options are available with your income?
- Draw up a plan: What are we going to do to achieve your goal in the most effective manner?
Questions about your pension
If you have a specific question at this stage, for example based on a letter you have received from your insurance company or because your personal situation has changed drastically, Van Oers Tax has experienced specialists in house who can help you.